720-791-2700
720-791-2700
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Commercial risk placement for Arizona fleet operators, contractors, and middle-market businesses — including multi-state programs for operations running throughout the Mountain West and Southwest.
Arizona's strong construction market, active logistics sector, and growing Phoenix and Tucson business communities create consistent demand for commercial fleet, contractor, and property coverage. Crawford-Hill is licensed in Arizona and places commercial coverage for Arizona-based operations and businesses running multi-state programs that include Arizona.
Arizona metro areas served: Phoenix · Scottsdale · Tempe · Mesa · Chandler · Glendale · Tucson · Gilbert
Workers' Compensation: Arizona requires workers' compensation for all employers with one or more employees, including part-time and seasonal workers. Arizona businesses in construction and landscaping face elevated claim frequency. Proper employee classification is an important part of managing workers' comp costs.
Commercial Auto: Arizona requires 25/50/15 minimum liability on commercial auto policies. For fleet operators running interstate routes — particularly between Arizona and California, Nevada, Utah, or New Mexico — federal FMCSA requirements typically govern, requiring substantially higher limits.
Arizona Climate and Property Exposure: Arizona's desert climate creates commercial property exposures including extreme summer heat affecting HVAC and refrigeration systems, and monsoon season bringing intense wind, hail, and flash flooding events — particularly in the Phoenix and Tucson metros.
⚠ Phoenix Construction Market: The Phoenix metro is one of the fastest-growing construction markets in the United States. Crawford-Hill places contractor programs for Arizona general contractors, specialty trades, and subcontractors — including multi-state programs for contractors working across Arizona, Colorado, Utah, and New Mexico.
Crawford-Hill Insurance Agency is licensed in Arizona and places commercial coverage for Arizona-based operations and businesses with Arizona exposure.
Call: 720-791-2700 · Email: solutions@crawford-hillinsurance.com · Get a Free Commercial Coverage Review · Request a Quote
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