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Commercial Insurance for Georgia Businesses

Specialized commercial risk placement for Georgia fleet operators, motor carriers, contractors, and middle-market businesses — with particular expertise in the Atlanta logistics and construction corridors.

Georgia's Commercial Insurance Environment

Georgia is a major commercial hub — anchored by the Atlanta metro, Hartsfield-Jackson Airport, and the Port of Savannah, which ranks among the busiest container ports in the United States. Crawford-Hill is licensed in Georgia and places commercial coverage for Georgia-based operations and businesses with Georgia exposure.

Georgia metro areas served: Atlanta · Alpharetta · Gainesville · Snellville · Stone Mountain · Decatur · Marietta · Roswell · Lawrenceville

Key Georgia Commercial Insurance Requirements

Commercial Auto and Motor Carrier Requirements: Georgia mandates 25/50/25 minimum liability on all commercial auto policies. Intrastate motor carriers face higher requirements: 100/300/50 split liability minimum. Interstate operators are subject to federal FMCSA requirements, which may require significantly higher coverage levels.

Contractor Insurance in Georgia: The Georgia State Licensing Board requires insurance documentation for residential and general contractors. Certificates must remain current throughout the license period. Crawford-Hill provides ongoing certificate management for Georgia contractor clients.

Surplus Lines in Georgia: Georgia requires surplus lines brokers to maintain a $50,000 bond. Crawford-Hill maintains proper bonding and licensing for Georgia surplus lines placements.

⚠ Atlanta Logistics Corridor: The I-20, I-75, and I-85 corridors through Atlanta represent one of the busiest commercial freight environments in the southeastern United States. Fleet operators with Georgia routes face elevated accident frequency and claims exposure in the Atlanta metro.

Commercial Programs We Place in Georgia

  • Commercial fleet insurance — owner-operator and fleet programs for Georgia-based and interstate operations
  • Motor carrier insurance — FMCSA-compliant and Georgia intrastate programs
  • Contractor insurance — GL, builders risk, and license-linked coverage for Georgia contractors
  • Business insurance — umbrella, EPLI, cyber liability, and workers' compensation
  • Surplus lines placement — E&S market access for Georgia non-standard commercial risks

Get a Georgia Commercial Insurance Quote

Crawford-Hill Insurance Agency is licensed in Georgia and places commercial coverage for Georgia-based operations and businesses with Georgia exposure.

Call: 720-791-2700  ·  Email: solutions@crawford-hillinsurance.com  ·  Get a Free Commercial Coverage Review  ·  Request a Quote

Commercial Insurance Solutions

  • Fleet Insurance
  • Trucking Insurance
  • Contractor Insurance
  • Commercial Property
  • Business Insurance
  • Professional Liability
  • Cyber Liability
  • Workers Compensation

Personal Insurance Services

  • Auto
  • Home
  • Condo
  • Landlord
  • Renters
  • Life Insurance

Our Partners:

  • Chubb
  • AmTrust
  • Attune
  • Coterie
  • biBERK
  • Allstate
  • Branch
  • Bristol West
  • Dairyland
  • Foremost
  • GEICO
  • National General
  • Nationwide
  • Progressive

Contact Us: