720-791-2700
720-791-2700
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Colorado-based commercial risk brokerage serving fleet operators, contractors, trucking companies, and middle-market businesses across the Front Range and beyond.
Crawford-Hill Insurance Agency is headquartered in Aurora, Colorado. Our commercial practice is built around the industries that drive Colorado's economy: construction along the Front Range corridor, logistics and trucking on the I-25 and I-70 corridors, and mid-size businesses across the Denver metro and mountain communities.
We are a licensed Colorado insurance producer with access to both admitted carriers and surplus lines markets — which means we can place commercial risks that standard agencies cannot, including non-standard fleet schedules, specialty contractor programs, and commercial property in higher-risk environments.
Colorado metro areas served: Aurora · Denver · Centennial · Greenwood Village · Parker · Commerce City · Castle Rock · Colorado Springs · Fort Collins · Pueblo
Workers' Compensation — Mandatory from the First Employee: Colorado requires all employers to carry workers' compensation insurance as soon as they hire one employee, with no size exemptions. This applies to full-time, part-time, and seasonal workers. Failure to carry workers' comp in Colorado can result in stop-work orders, civil penalties, and personal liability for the business owner.
General Liability Required for Contractor Licensing: Colorado contractors must demonstrate proof of general liability insurance to obtain and maintain their state contractor license. Many municipalities along the Front Range — including Denver, Aurora, and Colorado Springs — require higher GL limits than state minimums, particularly for commercial projects.
Commercial Auto Requirements: Commercial vehicles operated in Colorado must carry liability coverage meeting Colorado's statutory minimums. For fleets, motor carriers, and vehicles operating interstate, federal FMCSA requirements typically govern — and those limits are substantially higher than Colorado's state minimums.
⚠ Front Range construction exposure: Colorado's active construction market — particularly along the I-25 corridor from Pueblo to Fort Collins — creates significant demand for contractor GL, builders risk, and installation floater coverage.
As a Colorado-based brokerage, we serve the local market with knowledge of Colorado's regulatory environment and carrier landscape — and we can follow your operation across state lines into any of our nine licensed states under one broker relationship.
Call: 720-791-2700 · Email: solutions@crawford-hillinsurance.com · Get a Free Commercial Coverage Review · Request a Quote
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